Mobile Payment: instantly to family, friends, suppliers, whether present or remote.
Instant Mobile Shopping without needing the internet
Mobile Money Transfer from and to ANY phone, mobile or fixed line, on any operating system, in any country.
Instant mobile to mobile payments for the banked, unbanked and underserved.
Mobile shopping as an addition to the internet, or where the internet is not available.
Money transfer from one phone in one country to another phone in another country, regardless of phone network.